Wise Promo Code 2026: Free Transfer Up to €500 or a Free Card
Looking for a working Wise promo code? Wise does not use a coupon you type in. New customers who join through the invite link below can choose one welcome offer: a free first transfer up to €500 (or the equivalent in another currency) or a free Wise Visa card. Wise sends money at the mid-market exchange rate with its fee shown upfront, so you can see the cost before you confirm.
Choose Your Wise Welcome Offer
After you sign up through the link, you pick one of these two offers:
Free first transfer
- No Wise transfer fees on your first transfer up to €500 or the equivalent.
- If you send more, the fee is waived up to that amount and the normal fee applies to the rest.
- External costs, such as taxes charged by third parties, are not covered.
Free Visa card
- A free order of Wise's physical Visa debit card, which you can use in 40+ currencies.
- The usual card order fee is waived. The exact amount depends on your country.
It is one or the other, not both. Which options Wise shows can depend on your country, so look at the screen after verification.
Wise Promo Code vs. Referral Code: What You're Really Getting
People search for “wise promo code”, “wise referral code” and “wise discount code” interchangeably. In practice, Wise does not hand out percentage-off coupons. Its welcome offer comes through an invite link: you join as a new customer and the benefit is attached to your account, with the discounted fee shown in the transfer calculator. The code MARCK841 is the invite code inside that link. So treat it as your Wise promo code, applied by the link rather than typed in at checkout. The code may be useful if you're searching for a Wise promo code, Wise referral code, Wise discount code, new-user bonus, first-transfer offer, or international money transfer discount.
How to Use the Wise Promo Code (5 Steps)
Use the link before you register. If you sign up some other way first, the welcome offer may not apply.
- Open the invite link. Tap the button above. There is no code to type, because the link carries invite code MARCK841. If Wise does ask for an invite or referral code, enter it.
- Create your account. Enter your email address and finish the sign-up. It only takes a few minutes.
- Verify your identity. Complete Wise's identity check with an ID card, passport or similar document.
- Choose your welcome offer. Pick the free transfer or the free Visa card, if Wise shows you the choice.
- Set up your first transfer. Enter the amount and currencies and check the fee in the calculator. If the offer applies, you will see the discounted fee.
What “Free Transfer Up to €500” Actually Covers
Wise describes a fee-free transfer as a voucher that removes or reduces the fee on your first transfer, whichever currency you send in. It covers Wise's own transfer fees, not external costs such as taxes charged by third parties on certain routes. Wise also says it uses the real mid-market exchange rate with a visible fee, so the exchange rate itself is not marked up.
Who Can Use This Wise Promo Code
- New Wise customers only. If you already have a Wise (or TransferWise) account, you are an existing customer.
- You must be 18 or over.
- You need to join through the invite link so the welcome offer is attached to your account.
- The fee-free transfer has to be used within 6 months of signing up, or it expires.
- Identity verification must be completed before your first transfer.
- Wise sets the exact terms for each region, so the offer you see can differ from the advertised one.
Read Wise's own wording: Wise referral terms →, How does a fee-free transfer work? → and How does the free transfer invite programme work? →
Popular Routes People Send With Wise
Wise supports 40+ currencies. These are some of the routes people look for most. Rates change constantly, so check the live rate for your amount before you send.
Wise, formerly called TransferWise, was founded in London in 2011 by Taavet Hinrikus and Kristo Käärmann and renamed Wise in 2021 as it added multi-currency accounts and cards.
Wise vs. Sendwave vs. XE: How the Offers Differ
| What to compare | Wise | Sendwave promo code | XE promo code |
|---|---|---|---|
| How you claim it | Invite link at sign-up | In the app before the first transfer | On the first transfer |
| Reward | Fee-free first transfer up to €500, or a free Visa card (your pick) | Promotional credit on the first transfer | €/$/£50 gift card after sending 5,000 |
| Main condition | New customer, 18+, verification, use within 6 months | New customer, code before first transfer | New personal account, 5,000 in total |
See our guides to the Sendwave promo code and the XE promo code for details. Whichever you choose, compare the amount your recipient actually receives, not only the bonus.
Wise Promo Code FAQ
What is the Wise promo code?
The invite code is MARCK841. Wise works with invite links rather than classic coupons, so the simplest way is to sign up through our link, which applies the code for you.
Do I have to type the code in?
Usually not. The welcome offer is applied when you join through the invite link. If Wise asks for an invite or referral code during sign-up, enter MARCK841.
Which welcome offer do I get?
You choose one: a fee-free first transfer up to €500 or the equivalent, or a free order of Wise's physical Visa card. It is one or the other, not both, and the options shown can depend on your country.
How much is the free transfer?
The advertised offer is a fee-free first transfer up to €500 or the equivalent in another currency. If you send more, the fee is waived up to that amount and the normal fee applies to the rest. Wise shows the discount in the transfer calculator.
How long do I have to use the free transfer?
According to Wise's help centre, a fee-free transfer can be used for up to 6 months after signing up. After that it expires if it has not been used.
Who can use the Wise invite offer?
The offer is for new Wise customers who are 18 or over and who join through the invite link. Existing Wise customers are not eligible.
What does fee-free cover?
Wise says a fee-free transfer covers its own transfer fees, but not external costs such as taxes charged by third parties on certain routes.
More Money Transfer Promo Codes
Want to compare before you decide? These offers are also for new customers. Tap a tile for the full guide.
Remit Bonus is an independent, unofficial guide and is not affiliated with XE.com, ibani, Wise, WorldRemit, LemFi, ACE Money Transfer, Sendwave or Ria Money Transfer. This page contains referral links and codes, and we may earn a reward if you use them, at no extra cost to you. Terms and reward amounts are set by each provider and can change without notice. Learn more about how we work →
